Subject: Mathematics

Consumer Math

Course Type: Standard High School

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Credits: 1.0

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Course Description

Consumer Math is designed to teach students everyday math skills such as balancing a checkbook, creating a budget, buying a car or home, personal record keeping and paying taxes. The goal of this Consumer Math course is to enable students to make educated decisions on matters of personal finance. The course focuses on awareness of consumer-related issues and strives to help students become “more informed” consumers now and in the future. Units on purchasing a car, purchasing a home, and insurance will also be covered.

Textbook: Consumer Math© Excel Education Systems, Inc. - 2021

Course Objectives

Compute weekly and annual wages and salary for different pay periods.

To change prices from cents to dollars and from dollars to cents

Determine the amount of money saved due to sale prices and discounts

Calculate problems related to down payments, monthly payments, and total amounts

Compute the price of a car when financing arrangements are made.

Estimate the quantity of materials and the costs associated doing home improvements.

Create a budget and compute the percent of income to be spent on each budget item.

Learn the basics of preparing tax returns: exemptions, deductions, and taxable income.

Use ratios and proportion to calculate fat calories and change recipe yields.

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Course Contents

Module TitleModule Topic(s)
Your Income
Pricing and Cost
Buying and Making Clothing
Housing
Vehicles
Calories and Nutrition
Home Improvement
Travel and Lodging
Managing a Budget
Saving and Investing
Taxes
Occupations

Recommended Prerequisites

Carnegie Credits Explained: Our Approach vs. Trimester Credits

Carnegie Credit System
Excel High School follows the Carnegie Credit system, a widely recognized method of measuring student progress based on instructional hours. A single Carnegie credit reflects approximately 120 hours of coursework, typically completed over a full academic year.

Carnegie Credit vs. Trimester Credit
While Carnegie credits are awarded based on total hours over a year, trimester credits divide the school year into three terms. In a trimester system, students complete courses in shorter, intensive sessions, often earning partial credits (e.g., 0.33 or 0.5 per term). In contrast, Excel’s use of Carnegie credits ensures students have ample time to engage deeply with the material and develop a well-rounded understanding at a consistent pace.

Accreditation You Can Trust

Recognized & Respected Nationwide

At Excel High School, we are proud to be regionally accredited by Cognia, along with additional accreditations from NCA, SACS, NWAC, and the Middle States Association. Our programs meet the same rigorous standards as public schools, giving you the confidence of earning a well-respected diploma.

Global Recognition for Our Accredited Diplomas

Excel High School’s regionally accredited diploma is accepted by colleges and universities around the world. With our recognized accreditation, you can confidently pursue higher education wherever your journey takes you.

Accreditation You Can Trust

Recognized & Respected Nationwide

At Excel High School, we are proud to be regionally accredited by Cognia, along with additional accreditations from NCA, SACS, NWAC, and the Middle States Association. Our programs meet the same rigorous standards as public schools, giving you the confidence of earning a well-respected diploma.

Global Recognition for Our Accredited Diplomas

Excel High School’s regionally accredited diploma is accepted by colleges and universities around the world. With our recognized accreditation, you can confidently pursue higher education wherever your journey takes you.